Rich was exceptional. He was extremely proactive and “on top of things”. He was very communicative and always let us know what was going on, the status of tasks, the progress of the loan. Rich prepared us in advance so we could have all documents prepared so the refinance and the closing moved quickly. Rich really knows the home loan business and is a consummate professional. This is my third time using Rich and I will use his services for every finance in the future.

-Mary D.

Rich is awesome, always treats his customers right! Thanks for the quick turnaround on the refinancing. I always refer my family and friends because I know Rich will take care of them.

-Brandon N

This is not the first time I have used Rich to refi my home loan, but he really outdid himself this time! Rich goes above and beyond to keep me informed, explain things in a way that I understand, and he always has my best interests at heart. I trust him completely, and he never fails to get me the absolute best deal possible. I will surely continue to use Rich for all my future mortgage needs, and cannot recommend him highly enough!

-zuser201704210946263

It was a pleasure working with Rich on our refinance! He answered all of our questions and walked us through every step, and made it easy even in the midst of the COVID situation. Would definitely recommend him to friends and family!

-Tess

Rich is always very friendly and looking out for our best interests. He makes every process move forward quickly while helping us understand every step of the way. I really appreciate his friendliness and professionalism.

-tlekrista

This was my this third time working with Rich and he delivered his usual responsiveness and great rates. Having undertaken a refi in 2019, the recent rate drop saved me an additional 0.875% and $250/month. Rich has his eyes on the ball in ever-changing market conditions – highly recommend!

-mring7

Rich made our first-time home buying a great experience. With his proactiveness and expertise, Rich kept us informed with every process and continued to follow-up with us and everyone else involved in the transaction. We also received a breakdown of our financing options which was comprehensive and transparent. My wife and I are grateful for his help and commitment and we look forward to working with Rich again in the future!

-Khoa

Rich Frattalone is trustworthy, hardworking and easy to work with. He took us under his wing for our move from the Bay Area to San Diego 7 months ago, and helped us navigate the real estate market here. After selling our home in the Bay Area (owned for 25 years) we moved here to be with family. We saw many homes, offered on a few, lost out on a few and eventually found our special home. It was very stressful for us, Rich was able to keep us calm, on the right road and helped us be successful. We will always be grateful for our new friend!

-tchammer

Richard sent me a breakdown of all my refinancing options with charts and graphs within hours of contacting him. He’s super professional, and delivers what he promises.

-Vanessa

Richard and his team really came through for me. He is knowledgeable about the process and gave me some advice that really saved time processing the loan. He listened to my needs and was easily accessible. I spoke with other loan agents before choosing Rich and I am very pleased with the results.

-jen hocutt 

Rich and team are great. Honest, thorough and always willing to work through the process. You can be sure you’ll get what is quoted and any challenges solves timely and fairly.

-mlinderman

He is very good, prompt in replying to calls and email. He is always on top of everything and loan process goes very smooth. He knows all the known loan lenders and help you get the best rates. His fees for various loan processes are very low and willing to match the other competitors. I will highly recommend his services for the loan/ refinance.

-vkumargoel 

I highly recommend Cabirllo Mortgage for any loan needs you might have. Richard Frattalone delivered on every promise he made. We will definitely use this company with any future needs.

-dlforster